Below is a link to an article on pet insurance on MSNBC today. We have thought of taking out insurance on our cats before but given all the contradictory articles we have read we have always chosen the "let's discuss this later" option. Don't know if this article will clear things up for you but it is interesting reading.
http://www.msnbc.msn.com/id/43916934/ns/business-consumer_news/
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